Appraisal services for Oklahoma City and Oklahoma County homeowners

See the top reasons OK homeowners hire a la mode, inc.:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to lower your mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in OK by determining the true market value of property in question

Do you own a house in or near Oklahoma City? Do you need help deciding the price of your real estate?
Contact a la mode, inc..

We at a la mode, inc. understand the individual needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at a la mode, inc., are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to cancel PMI?

An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are qualified in helping folks just like you do away with unwanted and unneeded PMI insurance.

Challenging Oklahoma county's assessment of your property

Lets say you live in an area that's going down -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from a la mode, inc. is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. a la mode, inc. can help you reinstate your home equity line of credit with efficient appraisal.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have a seasoned professional double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? a la mode, inc. can We can assist you. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.